How do lenders determine applicants who qualify for the best loan rates? The term of a loan is being calculated using a tool known as risk based pricing. Essentially, risk-based pricing is a system of analysis that determines the risks you pose to lenders as a potential borrower. Various factors including credit score, age and … Read more
A new client of ours recently came into some windfall. With a desire to act wisely and give his cash an opportunity to grow, he told us he wanted to invest in “something safe.” We asked him if he had any thoughts and he quickly replied: Bonds. Twenty years ago, we would have agreed that … Read more
If you live in the UK or are planning to move there, you should know that there are several home loan options available to you. Also, there are different types of interest rates with respect to these loans. The 3 most important types of rates are adjustable rates, fixed rates, and balloon rates. The Bank … Read more
You always want to compare mortgage refinance rates before choosing a particular lender because this is the only way to really be sure that you are being offered the best mortgage rate on the market. People refinance their mortgages for many reasons but whatever your financial goals, I can say without a doubt that this … Read more
Do you know that used car interest rates change like the wind? One of the biggest buying decisions you will make in your lifetime will probably be your automobile purchase. And if you’re like most people, 70% of all car buyers, you’ll be financing that purchase. Furthermore, most people are fully prepared to take the … Read more
Some insurance companies may title themselves as providers of very cheap car insurance no deposit or cheap auto insurance for full coverage. But, what they do here, is that they provide insurance policies that cover only the minimum requirements that can help define someone as a legal driver, that is, their plans only cover basic … Read more
The continued challenge to the most profitable auto loan rates is important at present as the economy continues to trend downward. People in several states, especially Florida, Nevada, California, Arizona, Georgia, Michigan and Ohio, are facing massive home foreclosures and job losses. Here’s how you can find the lowest cost auto loan rates possible if … Read more