A seismic shift is rocking the U.S. auto insurance industry, with customer loyalty plummeting to historic lows, according to the 2025 U.S. Auto Insurance Trends Report from LexisNexis Risk Solutions. The study, released on June 16, 2025, reveals that policy shopping and switching rates soared in 2024, driven by premium sensitivity, aggressive marketing, and digital … Read more
There are many kinds of liability policies to protect individuals as well as businesses and other organizations against the possibility of causing damage to other people’s property, bodily injury or death. And such plans essentially are divided among two general types – personal and commercial. Among common types of personal liability coverages are those for … Read more
If you’ve recently started a new business, it’s time to start looking for a commercial insurance quote. New businesses owners tend to be optimistic and therefore don’t consider the risks associated with running a business that could potentially lead to a lawsuit. What if someone gets hurt on your property? What if someone tries to … Read more
When we think of some of the most popular computers, electronics and automobiles, “Sold in the USA” is rapidly replacing “Made in the USA” as the new norm. While the expansion of many US corporations slowed as a result of the recent recession, business is booming for emerging markets around the globe. Multi-national corporations competing … Read more
An Auto Insurance Notification Whether it is alcohol or drugs, driving under either influence can be a death sentence for the driver, passengers and the occupants of any other car that is on the same road. DUI checkpoints are also known as sobriety checkpoints. Because of the deadly risks with driving under influence of drugs … Read more
Life is full of uncertainties and we can never know what life has planned for tomorrow. And students are no different in that. Even if you are a student that doesn’t mean that you are immune from the unwanted events of life. Life insurance policies protect you and your loved ones against the uncertainty of … Read more
Before filing a claim, find the original disability insurance policy. If you can’t find it, ask the HR department if it is a copy you received as an employee. This document explains your legal rights with the insurance company. It is the roadmap for a claim. Don’t accept an updated or altered version. Be prepared … Read more
Everyone is a renter at some point in life. Some start early, while others start late. Approximately 111 million (111,000,000) Americans rented in 2016. Of this number about 9 million were people under the age of 30, while 27 million were people between the ages of 30 to 65. Even among elderly people, about 6 … Read more
Introduction Car insurance is an essential aspect of responsible car ownership, and as a parent, it’s important to understand when and how to add your child to your car insurance policy. As your child reaches the legal driving age or obtains their driver’s license, you may have questions about the right time to add them … Read more
life cover Life insurance provides a lump sum amount if you die during the policy term. This can be used to pay off your mortgage so that your family does not have to worry about making any further repayments. Critical Illness Cover Critical illness cover is designed to insure against critical illness that can have … Read more