Saving money can be quite easy if you have enough knowledge of money basics. Since spending money entirely depends on our ability to manage it, it is essential to maintain willpower and create good habits of saving money. Whether you’re trying to save for your first home’s down payment or your child’s college tuition, you…
I’ve always thought about starting a college fund. I even opened a small savings account when he was born. Now they’re in high school, time is running out and I’m starting to panic. What can I do? Where should I start? Are they going to hate me? I really wish that I had started earlier….
To this day, I still remember my first big grocery bill after marriage. It was about $200 and I cried on the way home. I didn’t get anything too fancy—just the basics. We were poor newly married students and the cost of food was a necessary evil that I could not escape. Buying groceries for…
Sometimes the hardest thing about saving money is just getting started. Finding easy ways to save a lot of money and how to use your savings to meet your monetary goals can be difficult. This bit-by-bit guide to money-saving habits will help you develop a practical savings setup. 1. Record Your Expenses The first step…
There is good news and some negative news when someone wants to start saving a marriage after infidelity. Does it matter how bad a relationship is, if you want it bad enough it can be fixed. If forgiveness is done during affair recovery and both husband and wife are fully committed to making it work,…
When a couple is considering the notion of whether the relationship can be saved, and the healing to revive the relationship actually takes place, it is a wonderful experience. When a relationship first starts with the happiness that you both feel deep inside, it can seem like you couldn’t ask for more. There may come…
It’s easier to hang onto the money you have than to make more of it. When individuals or families find their bank accounts low, the first reaction is often to look for ways to make more money. However, the better option is to save the money that comes in and spend it wisely which needs…
It’s always a good idea to set aside some money for a rainy day or for future purchases. But where you place it depends on your personal preference, what your thoughts are. Is security on your mind? Or is it maybe convenience? Whatever they are, you might have thought about getting a piggy bank to…
Saving money on insurance is a great way to reduce your monthly expenses and put more money back into your pocket. With the right tips and strategies, you can save a significant amount of money on your insurance premiums. Here are some tips for saving money on insurance: 1. Shop Around: One of the best…
Ok. you caught me. In fact, most of the time not saving for college is a bad idea. Sometimes I meet parents who tell me they are not saving for college in order to increase their child’s chances of getting financial aid. The idea is that having money makes college and the government figures you…