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Will a Fed Rate Cut Lead to Lower Mortgage Rates?

Will a Fed Rate Cut Lead to Lower Mortgage Rates?

Will a Fed Rate Cut Lead to Lower Mortgage Rates in 2025? A Potential Boost for Homebuyers With the Federal Reserve widely expected to cut its benchmark interest rate in September 2025, many Americans are wondering whether this will translate into lower mortgage rates, easing the burden of homeownership in a high-rate environment. While a … Read more

Freddie Mac Raising Maximum LTVs on 2-4 Unit Primary Residences to 95%

Freddie Mac Raising Maximum LTVs on 2-4 Unit Primary Residences to 95%

Freddie Mac Boosts Loan-to-Value Ratios for 2-4 Unit Homes to 95% in 2025 A Game-Changer for Homebuyers Freddie Mac, a leading U.S. mortgage financier, announced on September 3, 2025, that it will raise the maximum loan-to-value (LTV) ratio for 2-4 unit primary residences to 95%, effective for mortgages with settlement dates on or after September … Read more