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According to a report, there are more than 3000 accidents in UAE every year, which is quite scary. Due to this rate of accidents, UAE RTA laws have come to the fore to provide more protection to the motorists.
Today car insurance has become mandatory in the UAE. So if you do not want to lose a large amount of Dirham, it would be wise to spend a small amount now in the form of your car insurance policy.
Before proceeding, you should look into the scenarios in which you are eligible to claim for your car insurance in UAE
Insurance Topup is the cheapest online insurance company in UAE partnered with the best insurance providers across the globe. From providing car insurance comparison to streamlining the insurance process for you, Insurance Topup is the trusted source to trust.
Looking for the cheapest insurance services? Get your free car insurance quote now from Insurance Topup.
Here we have divided the categories of vehicle insurance in UAE. We assure you that through this car insurance comparison, you will be able to pick the most suitable policy.
have a look!
What is Third Party Liability (TPL) Insurance?
Starting with the most basic vehicle insurance policy, third party car insurance in Dubai is one of the cheapest policies that you can choose from. It offers very limited services in case of an accident, which is why it is cheaper than others.
Under this policy coverage, your insurance company pays only for the damage that is caused to the other vehicle or property due to your negligence. Bear in mind that it does not pay for your damages. No medical expenses, no repairs, nothing else.
If an insured vehicle causes damage to a third person, the driver can approach his insurance provider for the other party’s injury or repair expenses.
So why do people choose this policy over the other? The answer lies in its cost effectiveness.
Also people who rely on their excellent diving skills mostly go for this type of policy.
To quote in brief, if you are buying this policy from a car insurance company in UAE, you will have to pay the repair expenses from your own pocket.
If you want to enjoy some additional add-ons like fire or theft coverage, then you will have to pay some extra amount.
What is comprehensive car insurance?
Simply put, comprehensive car insurance covers third party car insurance as well as medical and repair expenses that are caused to your belongings as a result of an accident.
Seems more beneficial? Yes it is!
Since it offers a comprehensive coverage, this policy is an expensive but highly recommended option. It is better to invest a few extra Dirhams now than to regret big financial losses later.
This includes a wide range of expenses from medical to repairs to windshield replacement, every finance is covered under comprehensive car insurance in Dubai. This policy is in favor of the driver whether the driver is at fault or in case of fire or theft, making it the go-to policy.
fix in mind:
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Comprehensive insurance is a requirement in case of a car loan. To make your car secure, the bank requires you to buy it at least for the duration of the loan tenure. You can avail various other benefits depending on the bank policies.
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Comprehensive insurance in Dubai does not cover damages caused due to alcohol consumption.
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Fully understand the terms, conditions and conditions of the policy you wish to buy.
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Be sure to compare auto insurance in UAE.
Ultimately, it all depends on you how much you are willing to pay for the policy of your choice. For guidance regarding insurance policies, feel free to contact on insurance topup or simply call or whatsapp +971565543022
We are here whenever you need us!
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