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Understanding Revocable and Irrevocable Trust Real Estate Living trusts have become a common tool for managing financial assets because of the estate planning and tax advantages they can bring. When setting up a trust, you must decide whether it should be a revocable or irrevocable one. This decision determines how much control you can have … Read more
Health Care Fraud, Bank/Mortgage Fraud and Securities Fraud Practitioner should be aware of 18 USC § 1345, a law that allows the federal government to create federal health care crimes, bank-mortgage crimes, securities crimes and other offences. Otherwise known as the federal fraud injunction statute, it also authorizes a court to freeze the assets of … Read more
If you are planning to buy your next new car with cash then the process is simple and straightforward, try to choose the one you love, negotiate for the best deal you can and take it home. But if you are like most new car buyers and need money to buy a vehicle, you can … Read more
Some say inflation is good. The capital of your mortgage is eroded, for example the value of your home goes up! This is an argument for an interest-only mortgage, which advisors do not recommend. If no capital is paid then the repayment is very low. Take an extreme example – 35 years ago I arranged … Read more
A Company can issue bonds to investors secured on the future profits expected to arise from part of its existing life business. When a pool of financial assets (such as car finance, home or commercial mortgages, corporate loans,royalties, leases, non-performing receivables, and contractually pledged operating revenues) are structured and transferred to a ‘special purpose vehicle … Read more
If your mortgage lender sent you a letter demanding that you pay all of your payments, plus all late fees, penalties and legal fees to get current, the process they are working with is This is called reinstatement of your loan. Your lender views the outstanding amount as a default on the terms of your … Read more
Medical Equipment Leasing helps you get the latest state-of-the-art equipment you need to grow your business without having to dip your fingers into your own capital. Equipment is available on lease for both short and long term and can be obtained from shops and companies offering those services. They offer leasing of medical equipment to … Read more
If you feel too constrained by your current home equity loan payment plan, it’s time to reconsider your chances. Let’s take a look at four ways your current home equity loan is holding you back: 1) You have a down payment. All you need to do is pay the amount due based on your existing … Read more
Credit Tenant Lease (CTL) financing is a very capital efficient solution for the acquisition and refinancing of single tenant, real estate that is Net Lease (NNN, NN or Bondable) to an investment grade tenant. Because CTL bankers do not impose loan-to-value (100% LTV) restrictions, CTL offers the highest loan balances in the commercial real estate … Read more
Leasing is an old method of financing which is now becoming popular almost all over the world. Legally, a lease contract is not a sale of the item, but a sale of use (the right to use the item) for a specified period. Under this, there are two parties one is the owner or lessee … Read more