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“US mortgage news, interest rate updates, housing market trends, and expert homebuying advice for American borrowers.”

BOC Set to Hold Rates Steady at 2.25% Amid Fed’s Imminent Cut: Diverging Paths Signal Cautious 2026 for North American Economies

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Boc Set To Hold Rates Steady At 2.25% Amid Fed’S Imminent Cut: Diverging Paths Signal Cautious 2026 For North American Economies

As holiday shopping ramps up and year-end portfolios take shape, the Bank of Canada is poised to freeze its policy rate at 2.25% on December 10, contrasting sharply with the U.S. Federal Reserve’s near-certain quarter-point trim this week—highlighting Bank of Canada rate hold expectations and Fed rate cut December 2025 as pivotal for cross-border investors … Read more

EQB to buy banking unit of country’s largest supermarket chain

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Eqb To Buy Banking Unit Of Country’S Largest Supermarket Chain

Canadian banking’s digital disruptor just landed a grocery-sized jackpot. EQB Inc., the parent of Equitable Bank, announced Wednesday it’s acquiring President’s Choice Bank and related PC Financial units from Loblaw Cos. Ltd. for about C$800 million ($574 million USD), mostly in shares—a blockbuster move that catapults EQB into the credit card arena and ties it … Read more

Shocking Macquarie Rate Spike: Fixed Home Loans Jump Up to 0.9% – Borrowers Brace for $350 Monthly Hit

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Shocking Macquarie Rate Spike: Fixed Home Loans Jump Up To 0.9% – Borrowers Brace For 0 Monthly Hit

Australian home loan shoppers just got slammed with fresh sticker shock. Macquarie Bank, a powerhouse in the mortgage game, announced on Friday a hefty hike to its fixed home loan rates—up by as much as 90 basis points—for owner-occupiers and investors alike. This marks the lender’s second fixed-rate increase in under a month, signaling a … Read more

Canada jobs rise by 53,600 in third month of surprise gains

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Canada Jobs Rise By 53,600 In Third Month Of Surprise Gains

Canada’s labor market refuses to slow down. Statistics Canada reported Friday that the economy added a stunning 53,600 jobs in November 2025 — the third consecutive month of massive upside surprises and far above the 25,000 gain economists had penciled in. The unemployment rate tumbled to 6.5%, its lowest level since July 2024, defying forecasts … Read more

Shocking Canadian Jobs Surge Sparks Bets on Bank of Canada Rate Hikes by Late 2026 – What It Means for Your Wallet

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Shocking Canadian Jobs Surge Sparks Bets On Bank Of Canada Rate Hikes By Late 2026 – What It Means For Your Wallet

In a stunning twist that’s sending ripples across North American markets, Canada’s labor market just delivered a powerhouse performance that has traders wagering on interest rate hikes from the Bank of Canada as early as late 2026. This jobs surprise isn’t just north of the border—it’s poised to tweak everything from the loonie’s value to … Read more

Loanova Set to Launch Canada’s First Fractional Mortgage Platform in 2026: Unlocking Homeownership and Investment Opportunities

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Loanova Set To Launch Canada’s First Fractional Mortgage Platform In 2026: Unlocking Homeownership And Investment Opportunities

Loanova, a Toronto-based fintech startup, is gearing up to introduce Canada’s inaugural fractional mortgage platform in Q1 2026, pending FSRA approval. The innovative product allows everyday investors to buy small stakes in syndicated mortgages for passive income, while aiding borrowers like newcomers and young entrepreneurs denied traditional bank loans. Co-founder Nathan Saliagas highlights its role … Read more

More Canadians missing non-mortgage debt payments

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More Canadians Missing Non-Mortgage Debt Payments

More Canadians Missing Non-Mortgage Debt Payments Amid Economic Squeeze Equifax Canada’s latest report reveals a troubling uptick in financial strain, with the 90-day delinquency rate for non-mortgage debts climbing 14 per cent year-over-year to 1.63 per cent in the third quarter of 2025. As total consumer debt hits $2.62 trillion, households are grappling with inflation … Read more

No, Fannie Mae and Freddie Mac Haven’t Abandoned Credit Scores

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No, Fannie Mae And Freddie Mac Haven’t Abandoned Credit Scores

Debunking the Rumor: Fannie Mae and Freddie Mac Are Evolving, Not Abandoning, Credit Scores Recent headlines and social media buzz have sparked confusion, with some claiming that government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac are ditching credit scores entirely in mortgage underwriting. That’s not the case—this is a targeted update to make lending more … Read more

D.R. Horton Offering 0.99% Mortgage Rate to Lure New Home Buyers

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D.r. Horton Offering 0.99% Mortgage Rate To Lure New Home Buyers

D.R. Horton’s Aggressive 0.99% Mortgage Incentive: A Deep Dive D.R. Horton, the nation’s largest homebuilder by volume, has indeed launched a promotional mortgage rate of 0.99% for qualified buyers on select new homes, effective as of early November 2025. This move is part of a broader strategy to combat sluggish sales amid lingering affordability challenges … Read more

Venmo + Bilt Unlock Mortgage Payments 2026: *Pay Rent & Home Loans* via App, Earn Rewards – Ditch Clunky Portals Forever

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Venmo + Bilt Unlock Mortgage Payments 2026: *Pay Rent &Amp; Home Loans* Via App, Earn Rewards – Ditch Clunky Portals Forever

Tired of glitchy mortgage apps and forgotten payments? Venmo just turbocharged your wallet—Bilt Rewards partnership lets 5M+ users pay rent & mortgages straight from Venmo or Bilt app starting early 2026. Unveiled October 27 at Money20/20 Vegas, this Venmo mortgage payments, Bilt Venmo rewards, rent payments Venmo, mortgage rewards 2026 bombshell fuses Venmo’s 100M users … Read more