us Mortgage

Factory, Wholesale Sales Fall in Canada as Trade War Toll Mounts Amid Tariff Squeeze Canada’s trade-exposed backbone is buckling under the weight of U.S. tariffs, with fresh data revealing a fresh slump in factory and wholesale activity that economists warn could tip the economy into recession territory. As President Trump’s protectionist policies bite deeper into … Read more

Powell’s MBS Admission: Fed Purchases Fueled Housing Boom, But at What Cost? Federal Reserve Chair Jerome Powell’s candid reflection on the central bank’s pandemic-era mortgage-backed securities (MBS) spree has sent ripples through housing and financial circles, with the policymaker hinting that the aggressive buying may have overheated an already strained market. As U.S. home prices … Read more

BMO CEO Darryl White Urges Canada to Cut Taxes Even If Deficit Widens In a bold intervention amid fiscal debates, Bank of Montreal (BMO) CEO Darryl White called on the Canadian federal government to slash corporate and personal income taxes to bolster economic competitiveness, even at the cost of expanding the country’s already sizable deficit. … Read more

Opinion: When Competition Crosses a Line in Mortgage Brokering In a candid op-ed published October 16, 2025, on Canadian Mortgage Trends, veteran broker Ross Taylor pulls back the curtain on the shadowy underbelly of mortgage competition—where cutthroat tactics like regulatory threats and smoke-and-mirrors pricing erode the professionalism that defines the industry. Taylor, with over two … Read more

Halifax Students Slam N.S. Government Over Skyrocketing Housing Costs: ‘We Can’t Afford to Live Here’ In the shadow of Halifax’s ivy-clad campuses, a chorus of frustrated voices rose on the steps of the provincial legislature, where student union leaders unleashed a raw plea against the crushing weight of the Halifax student housing cost crisis. “This … Read more

U.S. Homebuilder Sentiment Surges Most Since Early 2024 on Rate Relief Hopes U.S. homebuilders are exhaling a collective sigh of relief as confidence levels spiked dramatically this month—the sharpest rebound since early 2024—fueled by easing mortgage rates and brighter sales outlooks amid persistent affordability hurdles. NAHB housing market index, homebuilder confidence October 2025, builder sentiment … Read more

CMHC Eyes Rebound: Canadian Housing Starts Forecast to Hold Strong Above Historical Norms in 2026 Canada’s construction crews are firing up again, with September’s housing starts leaping 14% to an annual pace of 261,282 units— a welcome jolt after months of malaise. As Canadian housing starts 2026 forecast trends brighten amid easing rates, CMHC warns … Read more

January Home Sales Up 5%? CREA’s Early Optimism Fuels Strong 2025 Forecast Amid Rate Cut Buzz Picture this: As winter’s chill lingers, Canadian homebuyers shake off the frost, igniting a surprising January surge in sales that has real estate pros buzzing about a blockbuster year ahead. The Canadian Real Estate Association’s bold early prediction of … Read more

Dreaming of homeownership but daunted by the mortgage maze? As housing costs soar and rates fluctuate, understanding mortgages is your first step to unlocking that front door in 2025’s dynamic market. A mortgage is a loan specifically for purchasing property, secured by the home itself. You borrow from a lender—bank, credit union, or non-bank like … Read more

ANZ & CommBank Subsidiaries Cut Mortgage Rates as RBA Outlook Shifts In a timely boost for Australian homebuyers, subsidiaries of two of the Big Four banks—Suncorp Bank (owned by ANZ) and Bankwest (owned by Commonwealth Bank)—announced variable home loan rate reductions on October 17, 2025, just days after Australian Bureau of Statistics (ABS) data revealed … Read more