The shift from admitted to excess and surplus (E&S) insurance markets reflects a growing trend driven by the retreat of traditional insurers from high-risk or specialized coverage areas, particularly in states like California, Florida, and Louisiana. Admitted carriers, regulated by state insurance departments and backed by state guaranty funds, are increasingly withdrawing from markets like … Read more
Mandatory Evacuations, Health Warnings as Gifford Fire Threatens Hundreds of Structures in Central California Santa Barbara, California, August 5, 2025 – A rapidly spreading wildfire, dubbed the Gifford Fire, has scorched over 72,000 acres in Los Padres National Forest, prompting mandatory evacuation orders, health warnings, and heightened concern for hundreds of structures. Igniting on August … Read more
DOJ Sues California Over Redistricting as Texas Advances New Congressional Map By Staff Reporter, August 26, 2025 The U.S. Department of Justice (DOJ) is reportedly preparing to file a lawsuit against California over its controversial redistricting plan, which aims to add five Democratic seats to the U.S. House of Representatives, according to President Donald Trump’s … Read more
New York Post Expands West with The California Post, Set to Launch in Los Angeles in 2026 August 4, 2025, 9:33 PM IST – The New York Post Media Group, a subsidiary of Rupert Murdoch’s News Corp, announced on Monday the launch of The California Post, a new daily newspaper and digital platform based in … Read more
Overview of Housing Affordability within the U.S. The U.S. housing market is experiencing a extreme affordability disaster, pushed by hovering house costs, rising mortgage charges, and stagnant revenue development. Key metrics spotlight the extent of the difficulty: Elements Driving Unaffordability Areas The place Affordability Is Worsening Affordability varies considerably by area, with some areas experiencing … Read more
Bondi’s DOJ Crackdown on Sanctuary Cities and South Carolina Cooperation As of August 15, 2025, U.S. Attorney General Pam Bondi has announced a robust Department of Justice (DOJ) initiative targeting sanctuary jurisdictions—cities, counties, and states with policies limiting cooperation with federal immigration enforcement. Bondi’s actions, aligned with President Donald Trump’s immigration agenda, emphasize lawsuits, funding … Read more
Federal Judge Rules Trump Violated Military Law in Deploying National Guard to California On September 2, 2025, U.S. District Judge Charles Breyer ruled that President Donald Trump and Secretary of Defense Pete Hegseth violated the Posse Comitatus Act—a 1878 law prohibiting the use of federal military forces for domestic law enforcement—by federalizing thousands of California’s … Read more