American Consumers face a bewildering set of financial options in their lifetime. Investment, Legal, and Risk Management considerations continue to multiply decade after decade. However many of the options available are not great choices. In the world of life insurance, there are three products that stand out for being not appropriate for most Families. Although…
Do you propose to market or promote services and products to African-American customers? If so, to efficiently market to this neighborhood, it is to your benefit to know some digital advertising traits: how at present’s African-Americans store, the place they journey, the place they’re more than likely to be receptive to promoting. Most possible do…
Did you know that even after the loan is repaid, banks and other creditors may continue to list the loan on your credit report? When your credit report shows a loan that hasn’t been paid, your credit rating can take a huge hit. In some cases, that bad credit rating may also mean that you…
credit repair These days it is a big money making business in the USA. Millions of dollars are spent annually by people who need loan help. There are attorneys who do nothing but do credit repair work. There are many credit repair companies nationwide in all 50 states. getting help fix bad credit Simple enough….
A consumer loan gives you the flexibility and opportunity to spend the money as you see fit. Unlike credit cards, these loans are usually supplied with lower interest rates and longer down payments. Here we take a closer look at when it’s appropriate to use a consumer loan, and vice versawhen it isn’t. When might…
A guide to the many terms used in the consumer finance market. A acceptance rate – Percentage of customers who are successful when applying for a loan or credit card. Applicants 66% or more must be offered the advertised rate known as the Typical APR (see ‘Typical APR’, below). Annual Percentage Rate (APR) The rate…