You may be wondering whether you should get your home insured or not. Your horse may not be very expensive, but you will need to do things that will protect your property. You don’t only need to think about the market value of your home. Insurance is a way of protecting your assets. If you…
When you turn 65 and become eligible for Medicare, you’ll need to make another important decision. You can choose to enroll in a Medicare Advantage (MA) plan. About one-third of Medicare enrollees choose an MA plan. In some states, such as California, they are readily available. However, there are some MA options in other states….
Traveling has always been a way to relieve stress for most people. Some of us love to visit beaches, mountains, or even set foot in another country. The sound of the waves, the breath of fresh air on the mountains, and other breathtaking scenery draws us to our imagination even with recent disruptions like lockdowns…
Congratulations! You are about to become a perfect homeowner. Before you let the drawn-out home buying process pass you by and you start enjoying the first moments of home ownership, make sure you are on top of the home insurance process. After investing so much time, effort and money into purchasing your new home, you…
If you have a spouse, children or both and their present and future standard of living is dependent on the money you bring home every month, term life insurance is one of the best financial purchases you can make! For only a few cents a day you can guarantee that if something unexpected happens to…
Many limits and sums of insurance are settled in a currency other than the Australian Dollar (A$) for large volume international trade and marine insurance contracts. Fluctuating rates of exchange between currencies are common with most entities exposed to this sector implementing forms of hedging or risk management to reduce the potential impact on their…
Small business owners tend to be optimistic, and therefore often underestimate the amount of insurance needed. Accidents happen. There is always a possibility that someone may be injured because of your or your employee’s negligence. Even if you take measures to safeguard your material possessions, you never know when something unexpected might happen. This is…
The best way to get affordable auto insurance is to research quotes first and then take the time to compare them. Learn about the companies that are offering quotations and decide which one is offering you everything you need at an affordable price. Since there are so many companies out there that all claim to…
Record-breaking floodwaters have emerged after one of the most destructive storms the US has known. In fact, in the southeast areas of the Lone Star State, most homeowners don’t even have flood insurance. And who can blame them? There was never any precedent in the area. Although hail and wind storms are a constant concern…
It’s that time of year again where the sun smiles upon us, school is over and the wide, wide world of travel is just a flight away. So do some research on your holiday options. You book a flight. You reserve a hotel room. And last but certainly not the least, you call up an…