As a way to begin let’s define what I mean by traditional health insurance. The traditional health insurance policy is composed of: The deductible – This is the amount that you have to pay for a medical event before your health insurance will start to pay. In today’s world that deductible is often $3000 or … Read more
Since the British government made car insurance compulsory to all citizens, the market has been full with many competitions. Auto insurance companies now offer discounts and benefits to customers. In a situation whereby your cousin needs your car for an emergency meting over the weekend, and you have the intentions of lending him your car, … Read more
American Consumers face a bewildering set of financial options in their lifetime. Investment, Legal, and Risk Management considerations continue to multiply decade after decade. However many of the options available are not great choices. In the world of life insurance, there are three products that stand out for being not appropriate for most Families. Although … Read more
Whether you received a DUI driving a car or motorcycle, operating a boat or jet ski, or some other vehicle, the requirements to reinstate your license are going to include proof of liability insurance. Even if a DUI was received while riding your bicycle, or as a passenger in a car, which really does happen, … Read more
Insurance brokerage remains a mystifying field for the average layman or woman. Much like other branches of the insurance tree, the many complexities of this process tend to evade all but those with some training on the field, and the average insurance policy purchaser usually has a significant number of questions and doubts to voice. … Read more
There is still time for Congress to pick up the pieces of changing the healthcare system to help stabilize it. The fate of the Affordable Care Act is yet to be determined. In the meantime, people wait while paying extremely high premiums and have mountains of out-of-pocket bills on the kitchen table. Where is the … Read more
As soccer fans across the country watch the date of Sunday, February 5, with excited anticipation, the insurance industry has even marked the day in red. While there are certainly plenty of sports enthusiasts among companies and agencies, there’s another reason for the rotating calendar date — and it’s about as valid as they come. … Read more
Every year growing numbers of us pull our RV’s out of storage and hit the road. One of the most important and frequently overlooked issues in preparing for the trip is insurance. RV insurance is more complicated than simple auto insurance. Too many people think they can just add their Recreational Vehicle to their car … Read more
Every driver in the US must have some sort of liability coverage in order to drive legally. It’s not something you ever want to risk without. You have to find some way to pay it, whether you like it or not. However, auto insurance policies do not really require spending a lot of money. You … Read more
If you’ve had problems qualifying for life insurance, guaranteed issue life insurance may be what you need. Here’s how to find the best insurance policy with the best rate. What is Guaranteed Issue Life Insurance? Most life insurance policies require you to take a medical exam. If you have a serious medical condition, you may … Read more