I question the advice—is it time to reconsider tapping your Roth last after your 401(k) and IRA?
Is It Time to Reconsider Tapping Your Roth Last After Your 401(k) and Traditional IRA? The classic retirement withdrawal advice is straightforward: drain taxable brokerage accounts first, hit your 401(k) and traditional IRA next (tax-deferred), and save the Roth accounts for last (tax-free). The logic? Let the tax-advantaged money grow longer without Uncle Sam taking … Read more