“Personal loan news, interest rate updates, approval tips, and expert lending advice for smart borrowing decisions.”
Interesting question, isn’t it? Who has our credit file… The problem with answering that question is that there is no simple answer that we want to hear, because the truth is a tough pill to swallow. To do this, I would like us to look at our recent history, so that we can follow the … Read more
Ok. you caught me. In fact, most of the time not saving for college is a bad idea. Sometimes I meet parents who tell me they are not saving for college in order to increase their child’s chances of getting financial aid. The idea is that having money makes college and the government figures you … Read more
Description Starting a business is not as simple as it used to be. Increasing environmental regulations are forcing the old methods of washing vehicles to decline. No longer can a detailer get out a pressure washer with soap and blast the car. In fact, many newcomers to the industry learn the hard way when local … Read more
So, you’ve decided to take the step into home ownership. Now is the time to delve into the world of home loans to find the right mortgage. You may qualify for a VA home loan if you are a veteran or active duty service member of the US military. VA loans are available exclusively to … Read more
Correcting misinformation is a task that is frustrating, costly and can last a lifetime, especially if identity theft occurs. It’s now easier than ever to hone your knowledge with Experion! if you have current EXPERIENCE REPORTS Simply log in to your Member Center, view your current reports, and click the “Dispute Information?” Click on Get … Read more
There are many credit repair kits, manuals, guides, bibles and sometimes plain old books that claim to give you everything you need to repair your credit. While analyzing one of these “credit repair kits” on the shelves at an office supply store, I decided to indulge myself and spend the $10 to see how useful … Read more
Many mortgage lenders/brokers consider their loan officers (who are their salespeople) to be independent contractors. Those loan officers are paid on commission based on the successful funding of the loan. Mortgage lenders/brokers make payments to loan servicers either at the close of each transaction or on a periodic basis. There is no deduction for federal, … Read more
A structured settlement loan is considered especially helpful for anyone who will need financial assistance before a structured settlement can be approved by the court. Also, a structured settlement loan can help someone who does not want to wait for the necessary process to get paid. When you win the lottery or receive damages from … Read more
Loan rejections often frustrate homeowners. There are many factors that lead to online mortgage loan application rejection. This is quite common among borrowers applying for mortgage loans. However, you need to remember that rejection is not the end of your dreams. You should always retry the process when you are ready. However, before reapplying, you … Read more
Our eldest daughter recently graduated from college (1 down – 3 to go). She moved west to take up an internship that would help her get some of the certifications she needs. During her college years our mailbox was filled with student loan companies to make sure she knew they were there for her – … Read more