Insurance Policy News

“Breaking insurance Policy news , policy updates, premium changes, and expert coverage analysis across all insurance sectors.”

What happens when cyber attacks break more than just networks?

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Cyber attacks that extend beyond networks can cause widespread disruption, impacting physical infrastructure, economies, societies, and even national security. When operational technology (OT) and information technology (IT) systems converge, the consequences can ripple into the physical world, affecting businesses, critical services, and individuals. Below is a detailed exploration of what happens when cyber attacks break … Read more

Important Implications of SageSure Insurance Ratings for Insurance Brokers in 2025

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SageSure Insurance Managers, a prominent managing general underwriter (MGU) specializing in homeowners and commercial property insurance in catastrophe-prone coastal markets, has carved a niche in underserved regions across 14 U.S. states. Its unique business model, which combines proprietary product design with partnerships with highly rated carriers, has significant implications for insurance brokers. However, SageSure’s mixed … Read more

What’s the biggest opportunity for growth in specialty insurance today?

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Cyber Insurance: The Biggest Opportunity for Growth in Specialty Insurance in 2025 August 11, 2025 – The specialty insurance market is on a robust growth trajectory, projected to expand from $142 billion in 2024 to $279 billion by 2031 at a CAGR of 10.6%. Among the various segments driving this surge, cyber insurance stands out … Read more

Sedgwick names Kalani Reelitz as new chief financial officer

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Sedgwick Appoints Kalani Reelitz as New Chief Financial Officer to Drive Financial Strategy MEMPHIS, Tennessee — Sedgwick, a leading global provider of technology-enabled risk, benefits, and integrated business solutions, announced on August 26, 2025, the appointment of Kalani Reelitz as its new Chief Financial Officer (CFO), effective immediately. Reelitz, a seasoned finance executive with over … Read more

Progressive insurance quotes for bikes and RVs…

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The changes have come from a progressive insurance company aimed at offering even more competitive rates for motorcycle and recreational vehicle policies. The company’s successful pricing strategy that promotes savings and flexibility for personal auto insurance will be used for bikes, boats and RVs. Naturally, the exact details of how rate quotes are determined for … Read more

Insurance USA News – Health Insurance: The Race Against the Clock

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There is still time for Congress to pick up the pieces of changing the healthcare system to help stabilize it. The fate of the Affordable Care Act is yet to be determined. In the meantime, people wait while paying extremely high premiums and have mountains of out-of-pocket bills on the kitchen table. Where is the … Read more

Insurance USA News – What You Need to Know About Flood Insurance

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Some homes are located in areas at high risk for water damage. Other residences are located at medium or low risk. Regardless of the condition of your home, you may want to consider purchasing flood insurance to protect yourself against the financial loss caused by water damage. Disaster Relief Limits If you are not insured … Read more

CSAA dodges pandemic refunds as California court shields insurers’ premiums

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CSAA Dodges Pandemic Refunds as California Court Shields Insurers’ Premiums On September 10, 2025, the California Court of Appeal upheld a lower court’s ruling in favor of CSAA Insurance Exchange (doing business as AAA), dismissing a class-action lawsuit that accused the insurer of failing to refund premiums during the COVID-19 pandemic. The decision reinforces protections … Read more

Louisiana makes insurers verify deductible payments before claim payouts

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There is no definitive evidence from recent sources or Louisiana insurance regulations, including Louisiana Revised Statutes (La. R.S.) Title 22, that explicitly mandates insurers to verify deductible payments before issuing claim payouts as a statewide requirement. However, the concept of verifying deductible payments aligns with standard insurance practices to ensure policyholders meet their financial obligations … Read more