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Congratulations! You are about to become a perfect homeowner. Before you let the drawn-out home buying process pass you by and you start enjoying the first moments of home ownership, make sure you are on top of the home insurance process. After investing so much time, effort and money into purchasing your new home, you … Read more
Insurers are on alert following a U.S. Food and Drug Administration (FDA) advisory issued on August 19, 2025, regarding potential radioactive contamination in Great Value brand frozen raw shrimp sold at Walmart, sourced from Indonesian supplier PT. Bahari Makmur Sejati (BMS Foods). The issue centers on the detection of Cesium-137, a radioactive isotope, in shipping … Read more
Overview: On August 25, 2025, Crestwell Underwriters, a Tampa-based managing general agent (MGA), launched with significant capital backing from Bain Capital Insurance to provide tailored insurance solutions for Florida’s condominium associations. Led by industry veterans Kathy Cody and Paul DiFrancesco, Crestwell aims to address the state’s complex commercial residential insurance market, leveraging a data-driven approach … Read more
In July 2025, North Carolina expanded its Strengthen Your Coastal Roof program, allocating an additional $20 million to fund grants for homeowners in 18 coastal counties to upgrade to IBHS FORTIFIED Roofs™, designed to withstand hurricanes and severe storms. These grants, offering up to $6,000 per eligible policyholder of the North Carolina Insurance Underwriting Association … Read more
If you want to purchase life insurance for protecting your family, opting for the right option can be hard for you. The reason is that you have to opt for a reputable provider and then choose the right insurance policy. In the beginning, the process may be overwhelming but it will become much smoother once … Read more
Workplace Retaliation Fear Deters Racism Reports, Study Finds By Staff ReporterJuly 30, 2025 A recent study reveals that fear of workplace retaliation is a significant barrier preventing employees from reporting incidents of racism. The research, conducted by the Workplace Equity Institute, highlights how concerns over job security, ostracism, and career setbacks silence workers who experience … Read more
By Satish MehraPublished on July 11, 2025 State Farm, Illinois’ largest homeowners’ insurer, is raising rates by an average of 27.2% starting August 15, 2025, impacting nearly 1.5 million policyholders. The hike, one of the state’s largest ever, comes amid rising catastrophic losses from extreme weather, but it has drawn sharp criticism from Governor JB … Read more
Why Most Businesses Overpay for Workers’ Compensation – and How to Stop It Workers’ compensation insurance is a critical expense for businesses, mandated in most U.S. states to cover workplace injuries and illnesses. However, many companies overpay due to common oversights and mismanagement. This article outlines the primary reasons for overpayment and actionable strategies to … Read more
Insurance brokerage remains a mystifying field for the average layman or woman. Much like other branches of the insurance tree, the many complexities of this process tend to evade all but those with some training on the field, and the average insurance policy purchaser usually has a significant number of questions and doubts to voice. … Read more
Before filing a claim, find the original disability insurance policy. If you can’t find it, ask the HR department if it is a copy you received as an employee. This document explains your legal rights with the insurance company. It is the roadmap for a claim. Don’t accept an updated or altered version. Be prepared … Read more